REG - Swedbank AB - Swedbank's interim report third quarter 2025

Swedbank ABAnnouncement

23/10/2025 08:15

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RNS Number : 4693E  Swedbank AB  23 October 2025

 

Press Release

 

23 October 2025

 

Swedbank's interim report for the third quarter 2025

Swedbank´s President and CEO Jens Henriksson comments:" Our customer focus is
producing results."

·    Return on equity 16.0%

·    Solid credit quality

·    Most loved brand in the Baltics for the seventh year in a row

 

 Financial information                                        Q3          Q2                Jan-Sep     Jan-Sep
 SEKm                                                         2025        2025        %     2025        2024        %
 Total income                                                 17 105      16 962      1     51 396      55 470      -7
 Net interest income                                          10 819      10 917      -1    33 225      36 993      -10
 Net commission income                                        4 117       3 902       6     12 071      12 430      -3
 Net gains and losses on financial items                      847         856         -1    2 245       2 763       -19
 Other income¹                                                1 322       1 286       3     3 855       3 283       17
 Total expenses                                               6 030       6 119       -1    18 264      18 636      -2
 Profit before impairments, bank taxes and resolution fees    11 075      10 843      2     33 131      36 834      -10
 Impairment of tangible and intangible assets                 0           0                 0           32          -99
 Credit impairments                                           -398        150               -389        126
 Bank taxes and resolution fees                               663         677         -2    2 269       3 162       -28
 Profit before tax                                            10 809      10 016      8     31 251      33 513      -7
 Tax expense                                                  2 298       2 130       8     6 657       7 112       -6
 Profit for the period                                        8 512       7 886       8     24 593      26 401      -7

 Earnings per share, SEK, after dilution                      7.53        6.99              21.77       23.37
 Return on equity, %                                          16.0        15.4              15.4        17.5
 C/I ratio                                                    0.35        0.36              0.36        0.34
 Common Equity Tier 1 capital ratio, %                        19.7        19.7              19.7        20.4
 Credit impairment ratio, %                                   -0.08       0.03              -0.03       0.01
 1) Other income includes the items Net insurance, Share of profit or loss of
 associates and joint ventures, and Other income from the Group income
 statement.

 

http://www.rns-pdf.londonstockexchange.com/rns/4693E_1-2025-10-22.pdf
(http://www.rns-pdf.londonstockexchange.com/rns/4693E_1-2025-10-22.pdf)

Contact:

Maria Caneman, Head of Investor Relations

Phone: +46 72 238 32 10

E-mail: maria.caneman@swedbank.se

 

Hannes Mård, Head of Press

Phone: +46 73 057 41 95

Email: hannes.mard@swedbank.se

 

This information constitutes inside information that Swedbank is obliged to
make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The
information was submitted for publication, through the agency of the contact
person set out above, 23 October 2025, at 07:00 CEST.

 

Swedbank empowers the many people and businesses to create a better future.
Our vision is a financially sound and sustainable society. Swedbank Group is
the leading bank with over 7 million retail customers and 550 000 corporate
customers in our four home markets: Sweden, Estonia, Latvia and Lithuania.
Swedbank Group is also present in other Nordic countries, the U.S. and China.
Together we make your financial life easier. Find out more: www.swedbank.com

 

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